Looking For Bankruptcy Alternatives? Read This Now!

cdp224 asked: I would like to apply for a home loan, but I have some credit card debt. I have good credit – never missed a payment, never been late, etc. I just don’t know if having credit card debt will cause me to be declined. Tweet

TC asked: I live in Texas and I am being hounded by a debt collection agency. I do own this debt, but I have not responded to their endless phone calls and text messages. I was told the minute I have any contact with the debt collector this will “Restart the Statute Of Limitations” and [...]

MiC asked: I have been in a debt management program with a local credit counseling service for about 8 months. My parents have offered to co-sign a loan so I can pay off the cards. The loan with the bank is a lower interest rate than the cards and will pay them off faster with [...]

OOH LALA asked: i am in like over $30,000 debt. is there anyway i could make money with out really budgeting? keep in mind that i own a store, so i have to buy items for it everyweek. oh yeah. and theres a baby in my family too. and ive previously owned another store. Tweet

Russ M asked: How do you know which program is good and which one is right for you. I heard their is a way to check there beruo report or something, not sure what its called. How can you see the results and reputation of the debt settlement program or debt consolidation program. Tweet

dru asked: (In detail, when a company does a credit check, does being in a debt management program effect the chances of employment? I have never been late with payments or went through bankruptcy. I signed up to reduce interest rates. Your honest feedback would be appreciated. Tweet

Mr. Tell it Like it is asked: For instance, if I owe $250 to a company like ATT, when signing up for a new contract, will 250 be the amount I owe as a deposit, or will it be the 250 for the debt, and then more for a deposit. Tweet

Wazy asked: If there is a debt on a property owned by a person who is now deceased, how can the debt be collected if the executers do not issue their probate? The executers have been asked to pay the debt however because they are not issuing their probate I cannot claim the money owed [...]

dnzndams425 asked: How was debt and debt remission used by incoming kings to consolidate their power? Why was this practice so important? What kinds of things do politicians promise today analogous to the practices of old? What is the 21st century “debt remission?” Tweet

hayati k asked: I need help with paying off my credit card debts. There are so many debt reduction /consolidation agencies that I don’t know which one is good/authentic and will give the best rate (discount). For those who had gone through this experience, please advise. Thanks. Tweet