Looking For Bankruptcy Alternatives? Read This Now!

purodreamer asked: I am planning to sign up for Care One debt relief services to help me consolidate my CC debt. Do you think this will actually work? will this affect my credit rating? Does anyone have an opinion about this company and their services. I was reading their blog and for the most part [...]

Moonlight177 asked: We are drowning in debt. So far we have managed to get our MINIMUM monthly payments out each month but we are getting no where. Would a debt management program be a good option for us? What exactly is it? Where do I find a reliable one to work with? Tweet

A B asked: I have a bunch of hospital bills that really cost me in credit scores. I really want to try to consolidate it but I can’t find anyone who does debt consolidation without credit card debt. Any suggestions? Tweet

greatelderone asked: I know the US external debt is around 12 trillion, but what is the composition of the said debt? Treasury securities? What? And second, does anyone have figures for who owns this outstanding debt? I have heard for example that China owns anything from 400 Billion to over 1 trillion. Does anyone have [...]

elaine asked: All of the debt management companies I have spoken with say that CashCall is considered a payday lender (even though I have a $5,000 personal loan) and cannot be included with credit cards. Tweet

EMB asked: I am looking into a debt management plan. We tried a home equity loan but our credit has gone down to far for it. The one that I just applied for said they save on average $125 a month….that won’t cut it. Anyone have been success than that? I don’t need lectures…unfortunate health [...]

asked: Im a 22 year old full time college student with a part time job. About three months ago I joined in charge debt solutions because I thought it would be easier for me to manage my credit card bills that way. However now after joining, I’m realizing that Im unable to keep up with [...]

Chixdiggit asked: I’m currently in a situation where I’ve collected more debt than I can manage and the interest payments are staggering. Besides telling me how I can better spend my money, I’m wondering how a debt management company could help me? I own a house. Would they somehow tie the debt into my mortgage [...]

interdependent globalized world asked: How does the debt system work, what happens when the other countries buy our debt, can they sell our debt to other countries, can they force us to pay our debts at any given time, please explain how the national debt system works? Thanks, I need lots of details and really [...]

seeker asked: I have credit card debt that I am considering using a Debt Management Company. Any thoughts? Tweet